Tina Nabers

Tips for Buyers

By: GUSTAVO GONZALEZAUG 2, 2022 Source: https://blog.coldwellbanker.com/insider-tips-to-buying-a-home-in-todays-market/

It’s always hard to predict the future, especially with the housing market. But one thing is for sure – real estate remains a sound investment. If you’re looking for your dream home, here are some tips to help set you up for success and guide you through this buying season.

Assess Your Financial Health
Before you fall in love with your dream home, make sure you’re prepared to purchase it. Take a look at your bank accounts along with your monthly spending, so you have a clear and realistic picture of your finances. This will also help you figure out how much you can afford to put toward a down payment. It’s also a good time to check your credit score. Most importantly, you’ll want to meet with a loan officer to get pre-approved, so sellers take you seriously and you’re in a better position to make a strong offer.

Tip: A pre-approval gives you more negotiating power because it tells the seller and real estate agent that your funding is in place and ready to go.

Stay Flexible
Whether it’s time or money, be prepared to give a little more. Say for instance, there’s competition on a house and you’ve been outbid, but you have the flexibility to give the seller the extra time they need to close and move out. That can make a huge difference and could even put you ahead of the competition. Showing the seller that you’re willing to go the extra mile to purchase their home could earn your offer a second glance, especially if it helps make their life easier.

Tip: Try to refrain from asking for favors. This is not the time to ask the seller to give you the refrigerator or washer and dryer, part with playset or paint the front door.

You Found the One
You found a home that meets all or most of your wish list, it’s within your price range and you’ve stalked the neighborhood to make sure it’s right for you. Now’s the time to make an offer. Keep in mind that your opening offer should be based on two things: what you can afford and what you really believe the property is worth. Sure, there’s always a possibility that there will be other offers, regardless of the time of year and the market, but try not to let that influence you to pay more than you should.

Tip: Offer more earnest money. While it’s not always required, it could help you stand out in this competitive housing market. Sellers like buyers that make these good faith deposits because they want assurance that the sale won’t fall through.

Buying a new home is an exciting time and can also be a stressful time, but if you’re prepared and keep these tips in mind, you should find it a much smoother process. And finally getting the keys to your new home makes it all worth it!

Deck out your home for fall with these five easy, creative ways to infuse fall colors and textures into your décor.

By: Gustavo Gonzalez Sep 8, 2022 Source: https://blog.coldwellbanker.com/5-simple-ideas-for-fall-home-makeovers/

Whether your fall interior design aesthetic is spooky, sophisticated or somewhere in between, it’s the ideal moment to implement some fresh ideas to spectacularly enjoy the season. If you’re ready to deck out your home for fall, here are five easy, creative ways to infuse fall colors and textures into your décor:

Add Seasonal Wreaths

Not only do fall wreaths add beauty to your front door, they can also add a touch of the season inside your home. Try a playful twist on the traditional fall palette with unique “statement” fall wreaths, which are a must-have this fall. For the crafty, DIY wreaths are a whimsical way to add some vibrancy to your usual autumn décor. Remember, wreaths are versatile! Display a colorful wreath as a table centerpiece or hang it from a pretty ribbon to enjoy it from a different perspective.

Update Pillows

Switch out summer pillows in lightweight fabrics in your family or living rooms for luxe, velvet ones in rich, fall shades. Think burgundy, cinnamon or caramel velvets and warm brown brocades, or classic fall colors in strong hues like burnt orange or exotic chinoiserie red.

Swap Out Rugs

Change area rugs throughout your home, replacing lightweight summer jute rugs with thick, plush rugs in rustic, autumn colors to make rooms look and feel warmer.

Add Flowers

Create a beautiful fall table with distressed and repurposed containers filled with your favorite fall lowers and dark-hued berries. Or make a cornucopia of fall colors by arranging autumn blooms on a chic serving tray. Mimic nature’s fall transformation by introducing dried floral arrangements into your home – adding a rustic vibe to match the season. Add some beautiful fall-colored flowers, like mums or cockscombs, to your front porch or patio.

Cozy Up Outdoors

Make the most of fall’s cooler evenings by creating a small conversation area around a firepit on the deck or in the backyard. Bring out a few pillows and autumn-inspired throws for the chairs and keep a large basket nearby so you can easily bring the linens indoors if inclement weather threatens.

These are just a few of the many ways to fill your home with autumn beauty without overhauling your holiday décor stash.

Insider Tips to Buying a Home in Today’s Market By: Gustavo Gonzales

5 Simple Ideas for Fall Home Makeovers By: Gustavo Gonzalez